Privacy Policy

1. Who we are

Domani (“Domani,” “we,” “us”) is a life insurance organization based in Jacksonville, Florida. We help consumers find life insurance coverage — including term life, whole life, indexed universal life (IUL), mortgage protection and final expense — through licensed agents, and we recruit and support independent insurance producers. This policy applies to bedomani.com, our forms, and the conversations you have with us through our advertising and messaging channels, including Facebook, Instagram, Messenger and WhatsApp.

2. Information we collect

If you request a life insurance quote

When you fill out our quote form at bedomani.com/quote, respond to one of our ads, or message us, we may collect:

• Your first and last name, email address and phone number.
• Your date of birth and state of residence.
• Whether you have used tobacco or nicotine in the last 12 months.
• The type and amount of coverage you are interested in, and the best time to call you.
• Whether you agreed to receive text messages from us, and when.
• Anything else you choose to include in notes or messages.

If you are an insurance producer

When you fill out our onboarding and contracting intake form, respond to one of our recruiting ads, or message us, we may collect:

• Your first and last name, email address and phone number.
• Information about a producer you are onboarding: their name, email address and preferred language.
• Professional details such as licensing status, contracting release status and whether live transfers are needed.
• Anything else you choose to include in notes or messages.

If you submit information about another person (such as a new recruit), you confirm that you have their permission to share it with us.

Information collected automatically

When you submit a form on our site, we record your IP address, browser type (user agent), the page you submitted from, and the date and time. Our hosting provider also keeps standard server logs. We do not use this information to build advertising profiles.

Information we do not collect

We do not ask for Social Security numbers or bank or payment details through this website or our ads. Apart from the tobacco and nicotine question on the quote form — which insurance carriers use to price coverage — we do not ask for health or medical information through this website. If you later apply for a policy, the carrier may ask for more information as part of its own application, under its own privacy policy.

3. How we use your information

• To respond to quote requests and contact you about insurance coverage, including insurance quotes, appointments and policy updates.
• To compare coverage options from insurance carriers and have a licensed agent go over them with you.
• To schedule and remind you of appointments, and to help with your application and policy.
• To respond to your inquiry and contact you about joining or working with Domani.
• To process contracting, commission levels and onboarding for producers.
• To send welcome emails, confirmations and training access.
• To provide support and follow up on requests you make.
• To keep our site and forms secure, prevent spam and fraud, and fix problems.
• To measure and improve our services and advertising.
• To comply with legal, regulatory and insurance-licensing obligations.

4. How we share your information

We do not sell your personal information, and we do not share it with third parties for their own marketing.

We share it only as follows:

• Our team. Domani staff and the licensed agents who work with Domani, including, where relevant, the upline or agency leader responsible for your onboarding.
• Insurance carriers, when needed to obtain a quote for you or to submit an application you ask us to submit.
• Insurance carriers and marketing organizations, when needed to contract or appoint a producer at their request.
• Service providers who process data on our behalf and under our instructions, such as website hosting (Vercel), database hosting (Neon), email delivery (Resend), and our customer relationship management system.
• Legal reasons, when required by law, regulation, subpoena or to protect the rights, safety and property of Domani or others.
• Business transfers, if Domani is involved in a merger, acquisition or sale of assets.

5. Facebook, Instagram, Messenger & WhatsApp

We may advertise on Meta platforms and communicate with you through them. When you submit a lead form in a Facebook or Instagram ad, or message us on Messenger or WhatsApp, Meta shares with us the information you choose to provide (such as your name, email, phone number and your answers or messages), along with the fact that you interacted with our ad or page.

We use this information only for the purposes described in this policy — mainly to contact you about the coverage or the opportunity you asked about. We do not use data received from Meta to build profiles for sale, and we do not share it with data brokers.

Your use of Meta’s products is also governed by Meta’s Privacy Policy. You can manage ad preferences in your Meta account settings.

6. Calls, text messages & emails

If you give us your phone number or email, we may contact you about insurance quotes, appointments and policy updates, and about your inquiry, contracting and onboarding.

Text messages are optional. We only send text messages to people who agree to receive them — on our quote form, that means checking the separate text-message box, which is never pre-checked and is not required to request a quote. Our text program is called Domani Insurance Alerts and may include marketing, insurance quote, appointment and policy-related messages. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Full details are in our Terms.

• You can reply STOP to any text message to opt out, or HELP for help.
• You can unsubscribe from emails using the link in the message or by writing to us.
• Mobile numbers and text messaging consent are never shared with or sold to third parties or affiliates for marketing purposes.

7. Retention & security

We keep personal information only for as long as we need it for the purposes above — for example, while you are working with Domani and for as long as insurance, tax or other laws require us to keep records. When it is no longer needed, we delete or anonymize it.

We protect information with reasonable administrative, technical and physical safeguards, including encrypted connections (HTTPS) and access limited to people who need it. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

8. Your rights & choices

Depending on where you live (for example, California and other U.S. states with privacy laws), you may have the right to:

• Know what personal information we have about you and get a copy of it.
• Correct inaccurate information.
• Have your information deleted.
• Opt out of marketing communications.
• Not be discriminated against for exercising these rights.

To make a request, contact us using the details in section 12. We may need to verify your identity before acting on it, and we will respond within the time required by law.

9. Data deletion instructions

You can ask us to delete the personal information we hold about you at any time, including information we received through Facebook, Instagram, Messenger or WhatsApp.

If you connected with us through a Meta app, you can also remove Domani’s access from your Facebook account under Settings & privacy → Settings → Apps and websites, and then send us the request above so we can delete the data we already received.

10. Children’s privacy

Our site and services are intended for adults 18 and older. We do not knowingly collect personal information from children. If you believe a child has given us information, contact us and we will delete it.

11. Changes to this policy

We may update this policy from time to time. When we do, we will change the effective date at the top of this page. If the changes are significant, we will take reasonable steps to let you know.

12. Contact us

If you have questions about this policy or want to exercise your privacy rights, contact us at:

Domani
7077 Bonneval Rd, Unit 603
Jacksonville, FL 32202
Phone: (904) 643-4675
Email: onboarding@bedomani.com
Website: www.bedomani.com